SWOT Analysis

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Strengths

• Experienced and diversified Board of Directors.
• Use of Effective Management Information System
• Innovative product development.
• Existence of Co-operative societies/Groups.
• Good corporate governance policy.
• Experienced and certified microfinance personnel.

Weakness

• Large numbers of customers with low transaction
• Inadequate Funding

Opportunities

• Existence of large number of potential customers and large numbers of small and medium scale enterprises.
• Limited competition in the catchments areas

Threats

• Competition from commercial banks running microfinance bank as subsidiary
  Competition from new entrants to the sector.
  Regulatory policies.